Increasing the amount of service required to qualify for a pension can become a problem.
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Every year in Ukraine increases the amount of insurance experience required for retirement. Ukrainians will be able to retire in 2023 at the age of 60, if they can accumulate at least 30 years of insurance experience.
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< p>In the future, many pensioners may have problems with this, Lydia Tkachenko, a senior researcher at the Institute of Demography and Social Research, told OBOZREVATEL.
Currently, according to the Pension Fund, only 10.7 million Ukrainians make pension contributions. And this despite the fact that the same 10.7 million people receive pensions. Currently, the average pension is UAH 4,766. To ensure such a figure, the average salary in Ukraine should be more than UAH 21.6 thousand.
Back in 2017, Ukraine adopted a pension reform. Due to this, the annual modernization of pensions was introduced, as well as the requirements for taking well-deserved rest on time were strengthened. It takes 30 years of service to retire at 60 this year. From 15 to 20 years of experience is enough to retire at 65. And from 20 to 30 years – at the age of 63.
The problem is that Ukrainians retire on average with 32 years of experience.
“We did not make any new calculations . As far as I remember, the average length of service with which Ukrainians retire is 32 years,” the scientist said.
And these are still optimistic estimates. After the start of the full-scale war, the employment situation in Ukraine has significantly worsened. Approximately 3 million Ukrainians have stopped paying contributions to the PFU, so their seniority is not counted.
Even under the optimistic scenario of 2025, most 60-year-old Ukrainians will not have enough seniority to retire on time. In 2017, the Pension Fund made calculations and according to them, in 2027, 45% of Ukrainians will not be able to meet the requirements for seniority. But the fact is that these calculations were made based on how much work experience Ukrainians could theoretically earn. But the pandemic, a full-scale war made adjustments. Currently, it is not necessary to count on such an indicator.
The World Bank recommended that all states, regardless of the demographic situation, raise the retirement age to 65 years. In the conditions of Ukraine, this decision is critically necessary. After the war, for at least the first few years, the economic situation will remain difficult, the balance between the number of employees and pensioners may not be established soon.
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